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Download SBI Lending Rates for Perquisite Value Calculation Employee Perk

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SBI – Interest Rates for perquisite valuation FY 2014-15

SBI Lending Rates for Perquisite Value Calculation
Loan Type Interest Rate As on
01.04.2012
Interest Rate As on
01.04.2013
Interest Rate As on
01.04.2014
(For Assessment Year 201314)
(For Assessment Year 201415)
(For Assessment Year 201516)
Housing
Loan
Upto Rs. 30
lacs
10.75% Upto Rs. 30
lacs
9.95% Upto Rs. 75
lacs
10.15%#
Rs. 30 lacs to
75 lacs
11.00% Above Rs. 30
lacs
10.10% Above Rs. 75
lacs
10.30%
Above Rs. 75
lacs
11.25% Car
Loans
for New
Car
12.00% 10.45% 10.95%
Two
Wheeler
Loan
18.25% 17.95% 18.25%
Educational
Loan
Upto Rs. 4 lacs 13.5% @ Upto Rs. 4 lacs 13.20% @ Upto Rs. 4 lacs 13.5% @
Rs. 4 lacs to
Rs. 7.5 lacs
13.25% @ Rs. 4 lacs to
Rs. 7.5 lacs
13.45% @ Rs. 4 lacs to
Rs. 7.5 lacs
13.75% @
Above 7.5 lacs 12% @ Above 7.5 lacs 11.45% @ Above 7.5 lacs 11.75% @
Personal
Loan
18.50% 18.20% 18.5%
@ 0.5% concession for girl student # An interest rate concession of of 0.05% to women borrowers